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Terms & Conditions

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Terms & Conditions

1. Nature of Services

Healthcare Navigation Systems Medical Clinic (“the Clinic”) provides membership-based access to primary care and wellness-related services. Services are designed to support general health, wellness, and preventative care and do not replace emergency medical services.

Membership services are not health insurance, are not a substitute for insurance, and do not meet any federal or state insurance mandate requirements.


2. No Insurance Representation

Membership fees cover access to services only and do not constitute insurance, prepaid health coverage, or a health plan.

The Clinic does not bill insurance on behalf of members for services included in the membership unless otherwise stated in writing. Any services not included in the membership may incur additional fees.


3. Scope of Care

Membership plans may include access to:

  • Routine primary care services

  • Wellness consultations

  • Preventive health guidance

  • General health assessments

Services included vary by plan and are subject to availability, provider discretion, and clinical appropriateness.

The Clinic does not guarantee specific outcomes, diagnoses, treatments, or results.


4. Medical Disclaimer

All medical services are provided based on professional judgment and individual clinical evaluation.

Information provided through consultations, materials, or communications:

  • Is for general informational purposes

  • Should not be interpreted as a guarantee of medical outcomes

  • Does not replace personalized medical advice from your healthcare provider

Members are encouraged to seek immediate emergency care by calling 911 or visiting the nearest emergency facility for urgent or life-threatening conditions.


5. Membership Fees & Billing

  • Membership fees are billed on a monthly recurring basis

  • Fees are due regardless of service utilization

  • Prices are subject to change with prior notice

Failure to maintain payment may result in suspension or termination of membership access.


6. Cancellations & Refunds

Memberships may be canceled by the member with written or electronic notice in accordance with the Clinic’s cancellation policy.

  • Membership fees are non-refundable once a billing cycle has begun

  • Access remains active through the end of the current billing period

  • No refunds are issued for unused services


7. Non-Covered Services

Services not included in a membership plan—such as specialized testing, procedures, medications, referrals, or external services—may incur additional charges.

Members are responsible for any fees associated with services outside the scope of their plan.


8. Provider Availability

Access to services is subject to:

  • Provider availability

  • Scheduling limitations

  • Clinical appropriateness

  • State and federal regulations

The Clinic reserves the right to refer members to external providers when necessary.


9. Privacy & Confidentiality

The Clinic complies with applicable privacy laws, including HIPAA, regarding the protection of personal health information.

Member information is handled with strict confidentiality and disclosed only as permitted or required by law.


10. Limitation of Liability

To the fullest extent permitted by law, the Clinic is not liable for:

  • Indirect or incidental damages

  • Outcomes beyond the Clinic’s reasonable control

  • Services rendered outside the scope of the membership

Membership participation is voluntary and subject to these Terms & Conditions.


11. Modifications to Terms

The Clinic reserves the right to modify these Terms & Conditions at any time. Updates will be posted on the website and become effective upon publication.

Continued use of services constitutes acceptance of the revised terms.


12. Governing Law

These Terms & Conditions are governed by the laws of the state in which the Clinic operates, without regard to conflict-of-law principles.


Acknowledgment

By enrolling in a membership, the member acknowledges that they have read, understood, and agreed to these Terms & Conditions.

Memberships are not insurance. Services are subject to provider availability and clinical appropriateness.